Blog

Notes from building a finance app that doesn't sync to anyone.

• 6 May 2026

  Why I built a finance app that doesn't sync

  Every major expense tracker syncs your data to a server. Mint did it. YNAB does it. Monarch and Copilot do it. The pitch is always the same. The trade is always the same. I wanted out.

• soon

  More posts coming

  On encrypted backup, on bring-your-own-key AI, on the small decisions that turn into the whole product. One post at a time.